I didn't say I wanted the focus to be on me, I thought we were all on a level playing field with God. You have no idea if I fellowship well or not. What you don't see is churches worry about their own existence so they focus on families so their kids, and their kids go to the same church in the future. It's all about investing in their future.
R. Lewis (THE FRATERNITY OF MEN) writes that a true man worships God, masters his work and takes care of a woman. This is found in Adam but flawed, and then successfully in Christ (he told John to take care of Mary when he was gone).
This was in a period when a large family might not have been preventable, and was seen as a blessing. The management of a family was seen as a testing ground for leading a church. Many 'oikias' and 'oikonomias' (homes and home-based economies) were also Christian fellowships with a few strays brought in. (Notice Isaiah's prohibition about building cities--places where homes were so tightly packed there was no land). They didn't "go" somewhere to a church building. It was both a house-church and house-business.
Since the industrial revolution, this is confused by the sheer scale on which the modern economy works. People "go" to work. A mom might be a "stay-home" mom. Some people's jobs are enough to afford that, some women's jobs get them out of the house but are not worth it--little is gained. We now also have the 'feminine' revolution making sure that women disdain being at home and providing incentive to do so with big pay. All this is quite foreign to the circumstance in which the NT launched.
And yet we know there are some reasons, even addressed by Christ, for being single.
But hopefully you can see that full restoration of "Adams" is what the NT seeks for people.
So to update to your question: you might ask 'are separate locations a legitimate way for believers to meet?' It is a good question because it creates a new cost, it is dependent on outside industrial revolution work instead of 'autarcheia' a term in Titus for the self-governing home economy.
There might be further insight on this by observing what one branch of Reformation Christians did in both Europe and America--the Menno sect. They stayed in groups of self-governing homes of about 4-6. They did not build churches as often as they simply met by rotation in one of the barns. Some of the groups are so coordinated they can raise one of these structures in a week.
'Trying to insure their future' looks different when it is a whole self-governing economy than just an industrial revolution church building that needs to maintain.