We do need to be careful to not adapt a world view that they are a state of mind.
I completely agree. Post 10 wasn't intended to make hell exclusively psychological in nature. I will say, however, most folks never face the most frightening physical experiences existent on this side of the grave, especially in well-ordered western societies. Most people do not go into combat. Most people do not suffer vicarious destruction due to combat. Most are not raped, maimed in accidents, tortured by psychopaths. However, there is a very good chance that anyone who has stayed in counseling has experienced the moment when s/he realized s/he is not the person they thought they were. It can be incredibly emasculating
(or whatever the non-binary version of that is
). Some never return to counseling despite the fact that self-realization is one of the reasons counseling works. Humans don't separate soul and spirit or joint and marrow the way God's word does but the condition is ordained and created by God - possibly for the very purpose of
the sinner's final stand before God (although I concede the premise entirely speculative on my part). Some things we learn about ourselves are intolerable, specifically because we did what we did.
Corresponding to that, baptism now saves you
—not the removal of dirt from the flesh, but an appeal to God for a good conscience—
through the resurrection of Jesus Christ...
1 Peter 3:27
A conscience can be very inconvenient

. A good conscience's value cannot be measured

. The problem in the end is that no sinner will be able to leave the Counselor's "office" of his own accord. Sin is a temporally satisfying putrid prison of rot decorated with one's own fleshly pleasure serving gods that are not gods. To have the illusion removed, discover the stench-filled decay knowing there is no release is incomprehensible until standing before the glory of God when
all will be revealed. Each will be made to comprehend it. On this side of the grave sinners will not come into the light for fear their deeds will be seen for what they are. There is no darkness at the throne of God

.
Everything is seen for what it was and is. Every thought, every emotion, every motive that drove every choice, and every word and every act is laid bare.
We will not be able to tolerate it either
were it not for the armor provided by the shed blood of Christ.
Thank you, Jesus!
The mythology of hell typically has a full-bodied person standing before God, or writhing in agony engulfed in flames, but because sin rots it will not be a human as God first made humans that faces God's judgment. Stripped of his/her glory by sin long before standing in front of his Creator, with every thought only evil all the time due to the futility of thought itself, and every emotion a lustful desire driven by sin due to a darkened heart, the sinner is nothing more than an animated corpse plodding delusionally through what is incorrectly imagined to be a life. They joyously dance when someone sings "
haters are gonna hate," and virtue signal in self-righteousness with "
shake it off," completely unaware of the magnitude of corruption and hate within themselves.
And there is no creature hidden from His sight;
all things are open and laid bare
to the eyes of Him to whom we must answer.
Hebrews 4:13
So, the fools says in his heart there is no God all the way up to the point when s/he must stand before Him, realizing they were always and everywhere wrong.
It must be hell

. God will be right there, ever-present, ever and all knowing, the source of the light revealing the full depravity of what the sinner called his life. And then, not tolerating refuse in His kingdom, the malodorous trash is burned up.
The wrath of God is revealed from heaven against all ungodliness and unrighteousness of people who suppress the truth in unrighteousness.
.